Things you should know.
This tool provides general information only. The results reflect the information you provided and do not constitute any recommendation or advice. Check the detail of any credit card before applying. Credit criteria and fees and charges apply. For the terms and conditions and fees that apply to our range of cards are available at westpac.com.au
Visit westpac.com.au for details of any special promotion conditions. Special promotions do not apply to customers who obtain their new credit cards by switching or upgrading from an existing Westpac card, or accessing Westpac employee benefits, or as part of a package (unless the package conditions state otherwise).
QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Westpac Credit Cards Complimentary Insurance Policy, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 130 961.
Aquire membership and Aquire Points are subject to the Aquire Terms and Conditions available at aquire.com.au/terms.
Redeeming Altitude points to Frequent Flyer points: You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The Altitude Business Rewards Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply.
You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee usually applies, however businesses that are not Members of Aquire at the time of application for a BusinessChoice card facility will be offered complimentary membership upon approval of new Westpac BusinessChoice Rewards credit card facility.
* Balance transfer promotion: The promotional balance transfer rate is available when you apply for a new Westpac credit card between 18 July 2016 and 31 January 2017 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rates will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). The variable purchase interest rate applies to balance transfers requested at any other time. Interest free days don’t apply to balance transfers. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.
American Express is a trademark of American Express. The Westpac American Express cards are issued by Westpac Banking Corporation pursuant to license from American Express.